SA

Steven Aguilar

Founder & Developer, InvoiceBloom

@theAsteve

About

Steven is the founder of InvoiceBloom. He built InvoiceBloom to solve the invoicing headaches he experienced firsthand as a freelance developer — chasing payments, formatting PDFs, and juggling spreadsheets. When he's not shipping features, he writes about freelancing, pricing strategy, and getting paid on time.

Articles by Steven

How to Invoice Clients as a Freelancer: Complete Guide

Learn exactly how to invoice clients as a freelancer. Step-by-step guide covering invoice creation, payment terms, follow-ups, and getting paid faster.

Freelancing 12 min read Jan 12, 2025

Invoice vs Receipt: What's the Difference?

Learn the key differences between invoices and receipts, when to use each, and why it matters for your business accounting.

Basics 5 min read Jan 10, 2025

What is Net 30? Payment Terms Explained for Small Business

Understand Net 30, Net 15, and other payment terms. Learn how to choose the right terms for your business and get paid faster.

Payment Terms 6 min read Jan 08, 2025

How to Follow Up on Unpaid Invoices Without Being Pushy

Professional strategies for collecting late payments while maintaining good client relationships. Includes email templates.

Getting Paid 7 min read Jan 05, 2025

Freelancer Invoicing: 10 Best Practices to Get Paid Faster

Essential invoicing tips for freelancers. Learn how to create professional invoices, set payment terms, and avoid common mistakes.

Freelancing 8 min read Jan 03, 2025

10 Invoice Mistakes That Delay Your Payments (and How to Fix Them)

Avoid these common invoicing errors that cause payment delays. Simple fixes to get paid on time, every time.

Getting Paid 8 min read Jan 01, 2025

How to Charge for Freelance Work: Pricing Guide for 2026

Learn how to set freelance rates using hourly, project-based, and value-based pricing. Includes rate calculator, industry benchmarks, and negotiation tips.

Freelancing 10 min read Mar 15, 2025

Freelance Contract Template: What to Include (Free Outline)

A complete guide to freelance contracts. Learn the 10 essential sections every contract needs, red flags to watch for, and a free template outline.

Freelancing 9 min read Apr 10, 2025

When to Send an Invoice: Before or After Work?

Should you invoice before starting work or after delivery? Guide to deposits, milestone billing, and payment timing for freelancers and contractors.

Getting Paid 8 min read May 20, 2025

How to Handle Late-Paying Clients (Without Burning Bridges)

Proven strategies for collecting overdue payments while keeping client relationships intact. Includes follow-up timeline and email scripts.

Getting Paid 10 min read Jul 08, 2025

Sole Proprietor vs LLC for Freelancers: Which Is Right for You?

Plain-English comparison of sole proprietorship vs LLC for freelancers. Covers liability, taxes, costs, and when to make the switch.

Business 9 min read Aug 25, 2025

How Much to Charge as a Consultant (2026 Rate Guide)

Set your consulting rate with confidence. Industry benchmarks, three pricing methods, retainer pricing, and common mistakes that keep rates low.

Freelancing 18 min read Oct 12, 2025

Freelance Tax Deductions: Everything You Can Write Off in 2026

Complete list of tax deductions for freelancers. Home office, equipment, travel, health insurance, retirement, and deductions most freelancers miss.

Business 11 min read Nov 30, 2025

How to Write a Payment Reminder Email (5 Templates)

Copy-paste email templates for every stage of payment follow-up — from friendly pre-due reminders to final notices. Plus tips for tone and timing.

Getting Paid 8 min read Jan 14, 2026

Retainer Invoicing for Freelancers: How It Works

How to set up, price, and invoice retainer agreements. Covers pricing strategies, what to include on retainer invoices, and common pitfalls.

Freelancing 9 min read Jan 28, 2026

How to Track Business Expenses as a Freelancer (Simple System)

Set up a freelance expense tracking system in 30 minutes. Covers categories, receipt management, mileage tracking, and monthly financial reviews.

Business 9 min read Feb 05, 2026

How to Create an Invoice Without a Business: Complete Guide for Individuals

Learn exactly how to invoice as an individual without a registered business. Covers legal requirements, tax implications, templates, and professional setup.

Basics 10 min read Feb 10, 2026

Freelance Invoice Numbering System: Best Practices & Examples

Set up a professional invoice numbering system that scales. Covers sequential, client-based, and date-based numbering with examples and tips.

Freelancing 8 min read Feb 12, 2026

Hourly vs Project Rate Billing: Which Should You Choose?

Complete comparison of hourly vs project-based billing. Pros, cons, when to use each, and how to price projects effectively.

Freelancing 12 min read Feb 14, 2026

Invoice Payment Reminder Email Templates: 7 Professional Examples

Copy-paste payment reminder email templates for every situation. From friendly first reminders to final notices, plus timing and tone tips.

Getting Paid 9 min read Feb 16, 2026

Tax Invoice vs Regular Invoice: Key Differences Explained

Understand the differences between tax invoices and regular invoices. When to use each, legal requirements, and compliance tips.

Basics 7 min read Feb 18, 2026

How to Invoice as a Graphic Designer (Templates + Tips)

Learn how to create professional graphic design invoices. Covers pricing models, licensing fees, revision policies, and a downloadable template.

Freelancing 10 min read Mar 09, 2026

How to Invoice for Photography Services (Complete Guide)

Everything photographers need to know about invoicing. Session fees, print licensing, deposit structures, and professional invoice templates.

Freelancing 11 min read Mar 09, 2026

Freelancer vs Contractor: Key Differences for Tax & Invoicing

Understand the differences between freelancers and contractors. Covers legal classifications, tax implications, invoicing practices, and when each label applies.

Business 9 min read Mar 09, 2026

How to Set Up Recurring Invoices (Save Hours Every Month)

Learn how to set up recurring invoices for retainer clients, subscriptions, and ongoing services. Automation tips and best practices.

Freelancing 8 min read Mar 09, 2026

Invoice Payment Methods: Which Should You Offer Clients?

Compare payment methods for invoices: bank transfer, credit card, PayPal, Stripe, checks, and more. Pros, cons, and fees for each.

Getting Paid 9 min read Mar 09, 2026

How to Invoice International Clients (Currency, Tax & Legal)

Everything you need to know about invoicing clients in other countries. Currency handling, VAT/tax requirements, payment methods, and compliance tips.

Getting Paid 10 min read Mar 09, 2026

Product Marketing Consultant Rates: What to Charge in 2026

Real rate benchmarks for product marketing consultants. Covers hourly rates, day rates, monthly retainers, and what drives rates higher in different verticals.

Freelancing 10 min read Mar 19, 2026

HR Consulting Rates: Hourly, Day Rate & Retainer Benchmarks (2026)

Comprehensive HR consulting rate guide covering general HR advisory, compensation design, organizational development, compliance, and recruitment consulting.

Freelancing 10 min read Mar 19, 2026

Freelance Consultant Pricing: Hourly vs Retainer vs Project-Based

Compare the three main consultant pricing models — hourly, retainer, and project-based. Learn when to use each, how to price them, and common pitfalls.

Freelancing 11 min read Mar 19, 2026
Back to Blog